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Roth Away

October 28th, 2005 at 08:49 am

It's been a while since I've poured my wallet out on the table. Hmmm. Saving has been going fairly well, but it's hard to see that. My cc bills have been very high for the last few months. Almost of it is gas and car rentals. I've been doing a lot of travel lately and driving about 400 miles one day a week for the last 6 months. It definitely made for a long day and lots of books on tape. Well I was renting a car and then have the miles reimbursed. So at about $160 it covered my expenses. I pay just under $40 for a car. I've gotten in good with the rental people and they give me a deal. Then it's about a full tank on any car for about another $80 even with the gas increase. That gave me about $40. A few times I was upgraded to an SUV, it made for a very nice ride but obviously ate more gas. So every few weeks I've been getting checks between $300 and $450. In short my cc bill looks high (By ~500), but my overall income has increased ~$600/ month. It's been difficult to track just by looking at my statements because they include my normal gas purchases....Long story short...the project's almost done. I have maybe 1-2 more trips. Yay!!!!

So I finished stashing away my hard earned after tax dollars into my Roth. I made my final $250 contribution for the year to max out at $4000. Next year should be smoother. I was playing catch up from 2004 in 2005. So my actual payouts this year were around $5500. It will be nice during the holidays to have one less "bill".

Saving otherwise: I signed up for auto billpay of my student loan, $90. It dropped my interest rate to 3.125%. I don't think I could do much better. I've minimized my mortgage payments to $760. I was making more but I'm saving up for a trip to Greece next summer.

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