Of course I've been slacking lately. I think I got burnt out a bit from writing everyday back in March about those no-spend days. I also haven't been following everyone elses journals...so no motivations. Work has kept me busy lately and so has my blog. I've been updating that moreso.

Let's see... The year ended pretty well. I did most of my shopping over a couple of months before December, so my Dec cc bill wasn't bad at all. In past years, I've gotten hit by Christmas shopping in December and then in January a car insurance payment (in full for 6 months), anniversary, and Valentine's. So far I'm not doing too bad. I have a feeling this year will be mild, with the exception of an overseas trip likely to cost $3000.